Home Budget by Zoom
Software retails for a recommended retail price of $49.95AUD and is
the perfect software accessory for users to manage their home
finances. Best of all, Home Budget allows the user to keep track of
their cash flow and see every facet of where their finances are being
used and assists in regaining control of your income.
Benefits of Home
Make keeping track of your financial contacts simple using the
Contact database to record all their details in one place.
Special SMS Feature! Use Home Budget to send SMS’s to your
financial and personal contacts and the program will record all
messages for future financial reference.
Take advantage of the invaluable Loan Calculator to determine
interest rates and repayments on all your loans.
Home Budget also includes Remote Backup/Restore to ensure piece of
Stop wondering where your money goes - use the Expenses tool to
record all money spent to assist your important financial decisions.
Take the fuss out of analysing incoming and outgoing transactions
and allow the Accounts tool to organise your accounts for you.
Reveal the mysteries of your spending – the Budget Analyser will
represent your budget in easy to understand pie charts and bar
Use the Planner Tool as your personal financial calendar and
budget for upcoming events by insert all important tasks and
milestones such as birthdays and school fees.
The system requirements of Home Budget are quite minimal with the
program requiring Windows Vista or greater plus 512MB of RAM which
ensures that the software can be run on a variety of different
computers from low-end to high-end systems.
The installation of Home Budget was a breeze and it simply
auto-installed once the CD was detected by our test machine which
was running Windows Vista. After a brief install, Home Budget was
successfully installed and we were ready to test this definitive
home budget software package.
The interface of
Home Budget uses your traditional "Windows" menu system with an
intuitive workspace pane that allows you to keep track of a variety
of financial aspects of your budget such as "income", "bills" and
"planner" to name a few of the options. Needless to say, the
interface is quite user friendly and also gives you access to a
variety of different graphs in order for you to track your finances
- Income Tool
Record and view all receivable Income and see exactly where your
money is coming from, allowing you to take control of your finances.
- Expenses Tool
With the Expenses screen you can record your bill payments and
spending’s. You can also split one bill into numerous expense
categories to highlight where each dollar is going.
- Accounts Tool
View all your income and expense information in the Accounts screen,
organised according to different account sub groups or view in
- Budget Tool and Budget Analyser
Specify the amount required for budgeting and compare and monitor
your weekly targets with actual expenditure. The Budget Analyser
feature will then assemble your data into numerical and graphical
format, such as bar graphs and pie charts, allowing you to easily
comprehend your spending and highlight any misconceptions.
- Assets Feature
Now you can keep track of all purchased assets, such as household
appliances, by simply entering all model, brand information and
lending history into the asset log.
My wife and I both inputted our incomes into Home Budget via the
income tool that was quite impressive, however once we started to
add expenses, we were able to see how much we needed to spend and
what was remaining.
A nifty feature of Home Budget is the ability to
budget for upcoming events such as birthdays or regular dinner
outings which easily allows you to budget. The Assets feature of the
program is great for recording purchased assets by entering a
variety of information such as models and brands that is definitely
a handy function to have.
For users with home
loans or personal loans, the Loan Calculator is a great tool for
keeping track of those pesky interest rates and the unfortunate part
of loan repayments. After careful usage of this program, both my
wife and I found this a valuable asset to our budgeting that allows
us to carefully budget for a variety of things from credit card
repayments to holidays and everyday expenses.
In conclusion, we could happily recommend this program to a wide
variety of home users who want an intuitive and easy to use budget
software package. Flawless installation, a variety of features and
best of all, a great way of keeping track of your finances and
making turning your goals into reality.
System Requirements for Home Budget
Operating System Windows Vista/ XP/ 2000 recommended
Memory (RAM) 512MB RAM
CD-ROM CD-ROM drive
Internet connection required for registration, updates, SMS feature
and access to the full functionality of the program.